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Wallet & Funds

USDT vs USDC - Which One Do I Need?

Understand the difference between USDT and USDC, and why Polyfollow uses USDC on Polygon.

USDT vs USDC - Which One Do I Need?

Short answer: You need USDC on Polygon. Here's why and what to do if you have USDT.


What Are Stablecoins?

Both USDT and USDC are stablecoins - crypto tokens pegged to $1 USD. They don't fluctuate like Bitcoin or Ethereum.

TokenFull NameIssuerValue
USDCUSD CoinCircle (backed by Coinbase)$1.00
USDTTetherTether Limited$1.00

Why Polyfollow Uses USDC

ReasonDetails
Fully backed100% backed by cash & treasuries, audited monthly
Polymarket nativePolymarket's CLOB uses USDC for all trades
Polygon nativeNative USDC on Polygon = fastest, cheapest
RegulatedCircle is a regulated US financial company

I Have USDT - What Do I Do?

You can't deposit USDT directly to Polyfollow. Here's how to swap:

Option 1: Swap on an Exchange

StepAction
On your exchange (Coinbase, Binance, etc.)
Sell USDT for USD (or swap USDT → USDC)
Withdraw USDC on Polygon network to Polyfollow

Option 2: Swap On-Chain

StepAction
Go to a DEX like Uniswap or QuickSwap
Connect your wallet on Polygon
Swap USDT → USDC
Send USDC to your Polyfollow wallet

Common Mistakes

MistakeWhat Happens
Depositing USDT to PolyfollowFunds won't show up (wrong token)
Sending USDC on wrong chainFunds safe but not visible
Confusing USDC and USDC.eBoth work on Polyfollow!

USDC vs USDC.e

Both are accepted by Polyfollow:

TokenWhat It Is
USDCNative Polygon USDC (preferred)
USDC.eBridged from Ethereum (also works)

Pro Tip

If you're buying USDC specifically for Polyfollow, use Coinbase - they let you withdraw USDC on Polygon directly with minimal fees.