How Payouts Work

When you win a prediction, how does the money actually get to your wallet? Here's the complete breakdown.

The Payout Process

When a market resolves in your favor, here's what happens:

Step	What Happens	Time
Event Occurs	The real-world outcome is known	Instant
UI Updates	Price goes to $0 or $1 on Polymarket	Minutes
Oracle Confirms	UMA oracle verifies the outcome	2-24 hours
On-Chain Resolution	Smart contract is finalized	After oracle
Redemption	Shares are converted to USDC	Automatic

You might notice your winning positions show as "Pending Payout" for hours after the outcome is known. This is normal!

The Reason: Polymarket uses the UMA oracle to verify outcomes:

Phase	What's Happening
Verification	Oracle checks the outcome against multiple sources
Challenge Period	Anyone can dispute incorrect resolutions
Finalization	After challenges, result is locked on-chain

This process typically takes 2-24 hours after the event, depending on:

We automatically redeem your winning positions - you don't need to do anything!

Feature	How It Works
Auto-Detection	We check for redeemable positions every 60 seconds
Instant Execution	Once Polymarket finalizes, we claim your winnings
Gas Covered	We pay the gas fees for redemption
Notification	You're notified when winnings hit your wallet

Status	What It Means
Open	Market is still active, outcome unknown
Pending Payout	Market resolved, waiting for oracle confirmation
Resolved	Winnings have been claimed to your wallet
Resolved (Loss)	Position lost, shares now worthless

Scenario: You hold YES shares for "Will BTC hit $100k by Dec 31?"